Our Privacy Commitment to you

Vibra Bank recognizes, respects, and protects the personal privacy rights of all our customers.  We realize that our customers entrust us with personal confidential matters.  The Bank is committed to providing the highest level of security and privacy regarding the collection and use of our customer’s personal information, as well as personal information of all consumers who visit our institution and website.  Every director and employee is dedicated to this commitment.  At Vibra Bank, protecting customer privacy, along with financial assets, is at the core of the Bank’s business.  You are protected not only by State and Federal laws but, even more importantly, by Vibra Bank’s commitment to you.

Confidentiality and Security of Nonpublic Personal Information

We restrict access to nonpublic personal information about you to those employees who need to know that information about you to provide products or services to you.  We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Nonpublic Personal Information We Collect

We collect nonpublic personal information about you from the following sources:

·         Information we receive from you on applications or other forms.

·         Information about your transactions with us, our affiliates, or others.

·         Information we receive from a consumer reporting agency.

“Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing financial products or services to you.  For example, nonpublic personal information includes information regarding your identity (including your name, address, social security number, and driver’s license number) account balance, payment history, and overdraft history.

Nonpublic Personal Information We Disclose

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except to other nonaffiliated third parties as permitted or required by law.  Examples of persons/entities to whom your nonpublic information may be provided as permitted by law:

·         To others to assist us in servicing your loan or account with us, (such as a service company which processes checks for us)

·         In response to subpoenas or similar legal process

·         To credit reporting agencies

·         To account verification services in the event we choose to close your account with us

·         To government authorities if we believe a crime may have been committed

·         In response to requests by our regulatory agencies or the Banks’ independent auditors, consultants or attorneys.

Notify Us of Inaccurate Information We Report to Consumer Reports Agencies

Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency.  Your written notice describing the specific in accuracy(ies) should be sent to us at the following address:

Vibra Bank 530 Broadway, Chula Vista, CA 91910

Privacy on the Internet

Vibra Bank’s Privacy Disclosure applies to customers’ confidential and private information with regard to both traditional and Internet Banking activities.  This policy also applies in its entirety to transactions at its website.

Right to Amend

We reserve the right to amend our Privacy Policies from time to time.  When required, we will provide you notice of any change.

If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the Privacy Policies and practices described in this notice.