Vibra Cash Management

Make the most of your cash balances and manage your information efficiently with Vibra cash management services.  We’ll help you select from a menu of business banking services including account analysis, savings and money market accounts, remote deposit, sweep accounts, and even lines of credit and lockbox services, to make sure your information  is always current and your funds are put to the best use.

Vibra Business Checking Accounts

EZ Business Checking

EZ Business Checking can be the perfect account for businesses with a lower volume of checks and deposits, and for those business owners who prefer to keep their banking simple.  You can write up to 100 checks per month and deposit up to 100 items, with no monthly service charges.  EZ Business Checking is not eligible for some bank services, but still provides you with free online banking and bill payment.

Vibra Business Checking

We’ll help you make maximum use of your cash balances with Vibra Business Checking, which offers  a very competitive earnings credit to help cover the costs of business services you may utilize, such as remote deposit.  Excess balances may then be put  to work for you with an appropriate interest-earning account.  You’ll find our analysis statements help you  make the most of your funds.

Vibra Sweep Accounts

Using an  automated sweep account, we’ll put your excess funds to work for you each and  every day, and you never have to worry.   Vibra Analysis helps us establish a threshold to ensure you have an  adequate balance to cover services, and excess funds over that amount will be  swept at the end of the business day into an interest-bearing account.  You don’t have to do a thing!  Plus, you can view all of your account  activity online anytime.

Vibra Zero-Balance Accounts
If your  business requires numerous accounts for bookkeeping purposes due to multiple locations or subsidiaries, we can simplify your banking with a Vibra  Zero-Balance Account (ZBA).  With a ZBA system, funds are “swept” at the end of each day into a central account, and “swept” back as needed to cover checks as they clear.  This allows you to manage total funds, and to ensure that excess funds are placed into interest-bearing accounts to maximize earnings. 

Vibra Business Hi-Yield Money Market Accounts
Our business  Hi-Yield money market account gives you the flexibility of a higher yield  through tiered rates, with liquidity that’s better than a Certificate of  Deposit.  Plus, you can still manage your  money with Vibra Online Banking.

Vibra Business Savings
Put your excess balances to work for you, with the convenience and safety of a Vibra Savings account.  You’ll be able to view your account online, and arrange for automatic transfers to make saving money easier.  Plus, you combine competitive interest rates with FDIC insurance.

Vibra Certificates of Deposit
To earn higher rates of return on funds you plan to invest for a fixed period of time, Vibra CDs provide a competitive rate to maximize your earnings.  Funds are invested for a fixed term, at a locked-in rate, to ensure your investment return won’t change.  Plus, funds are eligible for FDIC insurance,  making Vibra CDs a safe and effective way to manage your money.