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Personal Banking Products


Vibra Personal Free Checking
With Vibra Personal Free Checking, we take the worry out of banking by providing a totally free checking account for your everyday use, with up to twenty-five checks per month at no cost.  You will also have access to your account via Vibra Online Banking, as well as through thousands of ATMs nationwide, since Vibra Bank will cover the cost of using another bank's ATM in California.


Vibra Personal Interest Checking
Vibra Personal  Interest Checking allows you to earn a competitive interest rate on your liquid  funds, with the convenience of writing checks, accessing funds through ATM  networks, and using Vibra Online Banking.   It’s a great way to put your money to work for you, while keeping it  available and easy to manage.


Give us a call  and we’ll help you get started!



Vibra Hi-Yield Personal Checking
For balances  that you will maintain for a period of time, but you may want to access  occasionally, Vibra’s Hi-Yield Personal Checking provides a great balance  between liquidity and earnings.  With  higher rates tied to balance tiers, you can maximize your investment returns  with the peace of mind of available liquid funds.


Call us for  current rates, and to see how easy it is to start maximizing your interest!



Vibra Personal Savings
Put your excess  balances to work for you, with the convenience and safety of a Vibra Savings  account.  You’ll be able to view your  account online, and arrange for automatic transfers to make saving money  easier.  Plus you combine competitive  interest rates with FDIC insurance.


Vibra Certificates of Deposit
To earn higher rates of return on funds you plan to invest for a fixed period of time, Vibra CDs provide a competitive rate to maximize your earnings.  Funds are invested for a fixed term, at a locked-in rate, to ensure your investment return won’t change.  Plus, funds are eligible for FDIC insurance,  making Vibra CDs a safe and effective way to manage your money.


Vibra IRAs
An IRA account at Vibra Bank can be a smart way to help prepare for retirement.  At Vibra Bank, you can take advantage of a low minimum deposit, and you have the safety of FDIC insurance for up to  $250,000.  That’s a benefit not available with mutual funds.

Ask one of our new accounts specialists about setting up your IRA, and start adding to your nest egg now.


Vibra MasterCard Checkcard
This debit card gives you the convenience of a credit card, but accesses the funds in your Vibra checking account, allowing you to make purchases and ATM withdrawals electronically from your checking account.   Use your checking account without writing checks!  Plus with your Vibra Bank MasterCard Checkcard, you don't pay to use other banks' ATM machines.  We'll cover the exchange fee, so you'll always have free access to your money.

Open your Vibra checking account and we’ll set up your Vibra MasterCard CheckCard right away.

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