Loan Solutions

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For business customers, Vibra Bank provides flexible financing solutions. Whether your business has challenges with working capital or simply funding planned growth, our Vibra Advisors will work with you to find the best loan solution. Because we build deeper relationships with customers, our understanding of your business may allow us to extend loans where other banks may not.

Reach out to a Vibra Business Advisor today to discuss the best solutions for your situation. Call (619) 422-5300.

SBA Loans

As a Small Business Administration (SBA) "Preferred Lender," Vibra Bank understands the financing needs of small and growing businesses alike. Our knowledgeable experts take pride in delivering customized 7(a) and 504 loans to help your business prosper. As a locally headquartered bank, we are able to process loans more quickly and efficiently than many other SBA lenders.

Let Vibra Bank help you find a solution that best meets your company's financial needs.

Loan proceeds may be used for:

  • Owner User Real Estate
  • Furniture, Fixtures, Equipment & Inventory
  • Business Debt Refinance & Working Capital
  • Business Acquisitions & Partners Buyouts
  • Franchise Financing
  • Business Expansion

Commercial Loans

When you need capital to expand, grow, or purchase new equipment, Vibra Bank is eager to help. From lines of credit that support accounts receivables to financing the buy-out of a business partner, Vibra Bank will work with you to craft a commercial loan that specifically meets your needs.

Real Estate Loans

Whether you need an SBA loan for your main office or a conventional commercial real estate loan for an investment property, Vibra’s professional lending team is ready to help. Vibra bankers are committed to going the extra mile to make sure your needs are met.

Construction Loans

Need financing for your office or manufacturing facility? Construction and development loans can be complex, but Vibra’s experienced lenders are well versed with the entire process. Developers with every level of experience––from first-timers to pros––will benefit from the Vibra commitment to responsiveness and outstanding customer service.